Ways to Pay

We accept most insurance plans, cash, Visa, Mastercard,
American Express, and CareCredit.

We do not accept checks or debit cards.

The Eye Experts believes in the value of eye care for you
and your family.

We aim to provide your estimate three days before your appointment. If it is not ready, we will review it with you at check-in.
Your final balance may change based on services received and insurance processing.

Payment Before Your Visit

Payment is due at check-in, before services are provided.
All out-of-pocket surgery expenses must be paid in full before surgery is scheduled.

Care Credit

We do not offer in-house payment plans. CareCredit financing is subject to approval and its financing terms.

We accept the following insurances:

Commercial Payers

90 Degree Benefits
Aetna
Aetna Exchange *PA
Aetna Voluntary
Ambetter
APWU Health Plan
Assured Benefits
Bakers Benefits
BCBS Of Texas
BCBS – All States
BCBS Of TX Exch *PA
Beech Street
Benefit Plan Administrators
Champ VA (Out of Network Benefits)
Cigna
Community Health Options (PHO)
Continental Benefits
Consociate Health
Direct Care Adminisstrators (PHO)
Direct Health
First Health PPO
Frates First Health
Galaxy Health Network
GEHA/First Health
Group And Pension Admin
Healthsmart – HPN/PPO
Humana (Private)
Humana Exchange
Meritain Health
Molina Exchange
NALC
Network: Multiplan (PHCS)
Pan American Life
Samba
TDDS – Voucher
Texas Workforce Solutions
The Health Plan
Tricare
UMR United Medical Resources
United Health Care
United Health Care *PA
United Health Care ALL Savers
VA-Choice TriWest Ophthalmology Voucher
VA-Choice TriWest Optometry Voucher
Worksite Benefits

Medicare & Medicare HMOs

Aetna Medicare
Aetna Medicare Dual Plan
Allwell
BCBS MDR HMO
Cigna HS Preferred HMO (WellMed)
Cigna HS TotalCare HMO (WellMed)
Humana Choice PPO
Humana Gold Choice
Humana Gold Plus (WellMed)
Humana Medicare PPO
Medicare With Secondary Payers
Medicare M/M (Medicare & Medicaid)
Medicare MQMB
Medicare Only
Medicare QMB
Medicare RailRoad
Molina MDR HMO *REF
Molina MMP MQMB *REF
Molina MMP QMB *REF
TEXAS Health Spring *PA
United Health Care (MDR HMO)
United Health Care MDR – Gold
United Health Care MDR – Silver
United Health Care Wellmed (MDR HMO)

Medicaid & Medicaid HMOs

Driscoll Star
Healthspring Star
Medicaid Traditional
Molina Star
Superior Star
United HC Community

Vision Plans (Glasses Only Check)

Eye Med w/Network: Insight
Eyemed
Superior Vision (Versant)
Superior Vision (Medicaid HMO)
VSP

*REF – PCP Referral Required
A medical referral is a recommendation from one healthcare provider to another for further evaluation or treatment of a patient. It is typically initiated when a primary care physician believes a patient would benefit from specialized care. The referral process helps ensure that patients receive appropriate and timely care from the most qualified professionals.

Patients should request a referral from their PCP.

*PA – Prior Authorization Required
Prior authorization is a formal request made by the medical provider (before offering a medical service) seeking authorization from the insurance company to proceed with a medical service. Authorizations can be sought for tests, surgeries, prescriptions, and other medical services. Other medical services include referrals to a specialist.

Patients should call their PCP to obtain authorization. Typically, the PCP will call us to schedule your appointment once they obtain the authorization.

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